Personal Umbrella (Excess Liability)
It's unfortunate but true; America has become a lawsuit-prone society. Thousands of people, just like you, face personal liability lawsuits every day. The fact is: if you are successfully sued and you don't have adequate liability insurance, you could face financial disaster. Even if the suit is not successful, you could face huge defense costs. Your automobile and homeowner's insurance protect you in most situations, but what happens if the damages brought against you are greater than your coverage: Personal Excess Liability Insurance picks up where your auto and/or homeowner's insurance leaves off. Protect your hard earned assets with an umbrella/excess liability policy. For peace of mind, ask about obtaining a quote; the cost difference between a $1 million and a $5 million umbrella policy is not that great.